Effective date: June 24, 2026 · Last updated: June 24, 2026
These Terms of Service ("Terms") govern your access to and use of Drip Donations ("Drip"), provided by Drip Financial ("we", "us", "our"). By connecting a Stripe account or registering as a charity, you agree to these Terms.
You must be 18+ and legally authorized to bind the business or charity you represent. Drip is currently available only to U.S.-based merchants and 501(c)(3) charities.
Drip calculates a merchant-configured percentage (up to 10%) of each Stripe payment processed by the connected merchant account and routes the total to up to three verified 501(c)(3) charities on a weekly batched basis.
Drip charges a platform fee of 10% on each donation processed. The platform fee equals 10% of the donation amount and is deducted before the charity receives its payout. The donation rate (up to 10% of each payment) is set by the merchant and is not a Drip fee — that amount, less the platform fee, goes to the selected charities.
Stripe processing fees apply separately to the original payment and are not controlled by Drip. Full pricing details are at dripfinancial.org/pricing. Drip does not charge charities for participation.
Charities must hold valid 501(c)(3) status and appear on the IRS Pub 78 exempt-organizations list. Drip verifies status at registration and may re-verify periodically. Drip reserves the right to suspend or remove any charity that loses tax-exempt status.
Drip integrates with Stripe via Stripe Connect. By connecting, you authorize Drip to read transaction metadata for donation calculation. Stripe's terms (stripe.com/legal) and Connect Account Agreement apply independently.
Drip does not provide tax or legal advice. Whether donations made through Drip are tax-deductible to the merchant depends on the merchant's individual circumstances and should be confirmed with a qualified CPA. Charities are responsible for issuing any tax receipts they choose to provide.
Drip is a technology platform, not a fundraising professional. Merchants and charities are responsible for complying with applicable state charitable solicitation laws in their jurisdiction.
You agree not to:
You may disconnect your Stripe account or charity registration at any time. Pending donation batches at the time of termination will be processed before final disconnection. Drip may suspend or terminate accounts for violations of these Terms with reasonable notice, except in cases of fraud, abuse, or legal requirement.
DRIP IS PROVIDED "AS IS." TO THE FULLEST EXTENT PERMITTED BY LAW, DRIP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
To the fullest extent permitted by law, Drip Financial's total liability to any user under these Terms shall not exceed the greater of (a) the platform fees paid by that user to Drip in the prior twelve months, or (b) $100. Drip is not liable for delays in donation processing due to Stripe outages, banking holidays, ACH return processing, or other circumstances outside our control.
You agree to indemnify and hold harmless Drip Financial from any claims, losses, or damages arising from your use of Drip, your violation of these Terms, or your violation of any law.
These Terms are governed by the laws of the State of New Mexico. Any dispute shall be resolved in the state or federal courts located in Bernalillo County, New Mexico, unless we agree to arbitration in writing.
We may update these Terms with notice on this page. Continued use after the effective date of changes constitutes acceptance.
support@dripfinancial.org
Drip Financial, Albuquerque, New Mexico, USA